Families across the country have shared with our team that they know that they need to plan for the future. They’ve been reminded of that reality over and over again by well-meaning professionals. But these families often share with us that they feel stuck in their current circumstances and incapable of moving beyond that to begin the planning process.
Through personal family experiences (having grown up with a younger sister with Down syndrome), I understand that there are so many emotions that arise as families think about and plan for the future. Overwhelm. Confusion. Frustration. Worry. Fear.
I understand the seemingly never-ending checklist of tasks that parents of a child with special needs have to accomplish… with so much urgency and often fast-approaching deadlines.
Continue reading “5 Reasons Families Don’t Create A Special Needs Plan…And What To Do About It”
Author: Phillip C. Clark, Founder and President, ENABLE Special Needs Planning, LLC
Consider these statements…
- “My child won’t ever be able to do ____.”
- “We need to figure out how we are going to support our child when we, as parents, are gone.”
- “How can we make sure our government benefits cover all of our expenses?”
- “We have to make sure you have a sound strategy to fund your Special Needs Trust.”
These statements–uttered by both parents and professionals–are made daily because my industry has made special needs planning into a process that is focused on keeping families stuck with limited expectations and a limited mindset about the future.
Continue reading “Special Needs Planning: Why the Traditional Planning Industry has it ALL BACKWARDS”
If you’re reading this post, it’s probably not the first time you’ve thought about Special Needs Planning.
You may have read a handful of books on the topic. Many people in your life may have told you it is important to start planning as early as possible. Maybe, you have started the process of planning and have implemented some strategies that will help secure your child’s future.
So why is it that with all the books in circulation, people willing to give you advice, and basic planning strategies implemented—you still feel stuck? Why do you still not have complete peace of mind about the future?
Special Needs Planning involves so much more than just Financial and Legal planning. The FIVE areas of a Comprehensive Special Needs Plan are Continue reading “3 Emotions That Stall Your Special Needs Planning Process… and 1 Secret to Overcome Them All”
Now that you’re familiar with all FIVE areas of Comprehensive Special Needs Planning it’s time to evaluate how you’re doing with your own planning process.
Click the link below to use our Special Needs Planning self-assessment tool to evaluate how well planned you are, including areas where you’re well planned and areas where there may be room for improvement.
Continue reading “Take the Quiz: How Well Planned Are You?”
Legal Planning is an essential element of a Comprehensive Special Needs Plan and is likely one of the areas you’re most familiar with. It’s vital to get this step right, but Legal Planning is not where I begin planning conversations with my clients. And it’s not where I encourage you to begin your planning process either.
Traditionally, the purpose of Continue reading “Legal Planning: Are You Prepared for The Future? Age 18 and Beyond…”