Families across the country have shared with our team that they know that they need to plan for the future. They’ve been reminded of that reality over and over again by well-meaning professionals. But these families often share with us that they feel stuck in their current circumstances and incapable of moving beyond that to begin the planning process.
Through personal family experiences (having grown up with a younger sister with Down syndrome), I understand that there are so many emotions that arise as families think about and plan for the future. Overwhelm. Confusion. Frustration. Worry. Fear.
I understand the seemingly never-ending checklist of tasks that parents of a child with special needs have to accomplish… with so much urgency and often fast-approaching deadlines.
Continue reading “5 Reasons Families Don’t Create A Special Needs Plan…And What To Do About It”
Author: Phillip C. Clark, Founder and President, ENABLE Special Needs Planning, LLC
Consider these statements…
- “My child won’t ever be able to do ____.”
- “We need to figure out how we are going to support our child when we, as parents, are gone.”
- “How can we make sure our government benefits cover all of our expenses?”
- “We have to make sure you have a sound strategy to fund your Special Needs Trust.”
These statements–uttered by both parents and professionals–are made daily because my industry has made special needs planning into a process that is focused on keeping families stuck with limited expectations and a limited mindset about the future.
Continue reading “Special Needs Planning: Why the Traditional Planning Industry has it ALL BACKWARDS”
Many families with children with special needs have questions about ABLE Accounts and Special Needs Trusts (SNT), including:
- What are the similarities and differences between them?
- Should I set up an ABLE account, a SNT, or both?
- How will planning in this area help my child live a purposeful and impactful life?
Continue reading “ABLE vs. SNT: Similarities and Differences”
Wondering whether you can open an ABLE account in your state?
Here’s the GREAT news: “No matter which state you call home, you can open your ABLE account in any state with an active ABLE program” (ABLE National Resource Center).
Continue reading “Can I Open an ABLE (Achieving a Better Life Experience) Account in my State?”
Now that you’re familiar with all FIVE areas of Comprehensive Special Needs Planning it’s time to evaluate how you’re doing with your own planning process.
Click the link below to take our quick and easy 12-question self-assessment tool that will allow you to evaluate how well planned you are, including areas where you’re well planned and areas where there may be room for improvement.
Continue reading “Take the Quiz: How Well Planned Are You?”